To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options. Individual items that are less than 99 qualify for special financing when combined for a total of 99 or more in a single transaction. The average interest rate among new credit card offers has increased by nearly two percentage points since 2010. The APR is accurate as of and will vary with the market based on the Prime Rate (as defined in your credit card agreement). To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices popup powered by the DAA or through the Network Advertising Initiative's Opt-Out Tool popup. The average credit card interest rate is 22.75 for new offers and 20.68 for existing accounts, according to WalletHub's Credit Card Landscape Report. Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. Relationship-based ads and online behavioral advertising help us do that.īank of America participates in the Digital Advertising Alliance ('DAA') self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). To determine how much interest you’ll pay on your balance each day, you can. That charge gets added to your credit card balance the next day, a process called compounding. No interest if paid in full within 12 months on purchases of. You can break it down like this: At the end of each day, your credit card issuer multiplies your current balance by your daily rate to generate your daily interest charge. Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S2.50). Finance Charge: Prevailing interest rate of 28.5 p.a. We strive to provide you with information about products and services you might find interesting and useful. No interest if paid in full within 6 months on purchases of 199 or more made with your Dell Pay Credit Account. Fee: 8 of the amount withdrawn per transaction (minimum charge of S15).

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